KFH Financing Program

 

 

Financing Programs at Gait give you the convenience to convert your high value purchases into 12/24 months installments.

 

Below are the requirements:

- Civil ID
- Salary Certificate
- A form that needs to be filled and submitted to the KFH Bank at The Avenues.

 

Below are the mechanics of the Financing.

Minimum value for installment: KD 400.

 

12 months – Value + 10% / 12 months

24 months – Value + 20% / 24 months

Any value above KD 1000

12 months – Value + 3.3% / 12 months

24 months – Value + 6.6% / 24 months

 

 

NBK  FlexiPay

 

 

NBK FlexiPay with Gait give you the convenience to convert your high value purchases into 12 months installments at 0% interest.

 

Below are the requirements & Terms & Conditions:

 

1. All NBK Credit Cardholders with the revolving payment option are eligible for this service, excluding NBK Classic, Gold, Titanium, Laki Titanium and Dinners Club Credit Cards

2. Customers using 100% payment card “charge cards” and Debit cards are not eligible for this service

3. NBK FlexiPay service can be availed through the NBK FlexiPay POS terminal of Gait showrooms

4. The service is offered for 12 months tenure only and the number of months cannot get adjusted

5. The minimum amount to avail the service is 150 KD per purchase

6. No maximum limit is set

7. On customer credit card, total amount of purchase is on-hold by the bank and monthly amounts will be released back as customers pay them

8. After completing the NBK FlexiPay transaction, the Customer will be notified if their conversion to 12 monthly installments is approved or rejected

9. If approved, the customer will enjoy 12 monthly installments at 0% interest rate

10. If rejected, the 100% purchase amount will be deducted on their credit card as any normal credit card purchase

11. Customers can verify their card’s eligibility by calling NBK toll-free number 1801801

12. The Customer may request early settlement of the service at any time by contacting NBK Call Canter only (Tel: 1801801)

13. NBK reserves the right to reject any request without justification and Gait will not be liable for any claim arising from rejection

14. Partial return of FlexiPay transaction may be subject to cancellation of installment plan by NBK

 

EasyBuy Installment

 

Eligibility, Terms & Conditions, Required Documents

1. Residents age of 21+ years with monthly income. Maximum age 60 years (60 years at end of tenure)

2. Minimum salary amount 100KD

3. Minimum invoice amount is 100KD

4. Maximum invoice amount limit is 2,000KD

5. Minimum monthly installment is 5.5KD per month

6. Applicant’s Gross Monthly Obligations (GMO) is

       o 40% of net salary for employees

       o 30% of net salary for pensions

7. Minimum tenure 6 months

8. Maximum tenure 18 months*

      * Can reach up to 24 months if Customer liability exceeds 40% with the 18 months

9. Payment grace period is 1 week

10. Down payment or partial payment is not accepted by Gait

11. Required Documents:

      o Civil ID &/or Passport copy (for expats)

      o Salary Certificate

      o Authorized Signatory letter for private sector.

 

 

Visit us now at The Avenues & 360 Kuwait , Assima , Alkout for more details.