Financing

Instalment Plans

A MacBook, iPad, iPhone, AirPods and Apple Watch

Get your favourite Apple device through our instalment options.

  • Low monthly payments

  • Secure payment

  • Quick, easy and convenient

  • Trade in your device and pay even less each month

Partners at a glance

Every partner and its headline terms in one row. The full detail is under the table.

PartnerInstalmentsCostOrder valueWhere
Deema4 monthly payments0% interestUp to KD 500Online
NBK FlexiPay12 months0% interestFrom KD 150, no maximumIn store
EasyBuy4 to 18 monthsSet by EasyBuyKD 100 to KD 2,000In store
KFH Financing12 or 24 months3.3% to 20%, by value and tenureFrom KD 400KFH at The Avenues
Gulf EPP12 months0% interestFrom KD 100, no maximumIn store
Tabby4 monthly payments0% interestUp to KD 250Online

Split your order into four equal payments, one a month, with no interest.

How it works

Payments
Four, one a month
Interest
None
Schedule
25% at checkout, then 25% after one, two and three months
Order limit
KD 500

What you need

Card
Any debit or credit card, linked for instant approval from Deema
Age
21 or over
Residency
Kuwaiti citizen, or a resident with at least four months on a valid permit
Devices
Available on all accessories. On devices - iPhone, Mac, iPad, Apple Watch and AirPods - it is available when Gait Care or Gait Care+ is added to the order.

FlexiPay

Turn a larger purchase into twelve monthly payments at 0% interest on your NBK credit card.

How it works

Tenure
12 months only, fixed and not adjustable
Interest
None
Minimum
KD 150 per purchase
Maximum
None
Where
On the NBK FlexiPay terminal in Gait showrooms

What you need

Card
An NBK credit card with the revolving payment option
Not eligible
NBK Classic, Gold, Titanium, Laki Titanium and Diners Club cards, and all charge and debit cards
Check eligibility
Call NBK toll free on 1801801

NBK FlexiPay terms and conditions

1.All NBK credit cardholders with the revolving payment option are eligible for this service, excluding NBK Classic, Gold, Titanium, Laki Titanium and Diners Club credit cards.
2.Customers using charge cards and debit cards are not eligible for this service.
3.NBK FlexiPay can be used through the NBK FlexiPay terminal in Gait showrooms.
4.The service is offered for a 12 month tenure only, and the number of months cannot be adjusted.
5.The minimum amount to use the service is KD 150 per purchase.
6.No maximum limit is set.
7.The full purchase amount is held by the bank on the credit card, and the monthly amounts are released back as the customer pays them.
8.After the FlexiPay transaction completes, the customer is told whether the conversion to twelve monthly instalments was approved or rejected.
9.If approved, the customer pays in twelve monthly instalments at 0% interest.
10.If rejected, the full purchase amount is deducted from the credit card as an ordinary purchase.
11.Customers can check their card eligibility by calling the NBK toll free number 1801801.
12.A customer may request early settlement at any time through the NBK call centre only, on 1801801.
13.NBK reserves the right to reject any request without justification, and Gait is not liable for any claim arising from a rejection.
14.A partial return of a FlexiPay transaction may cause NBK to cancel the instalment plan.

A salary-based instalment plan over four to eighteen months, arranged in store.

How it works

Tenure
Four to eighteen months
Invoice value
KD 100 to KD 2,000
Smallest monthly instalment
KD 5.5
Grace period
One week

What you need

Age
From 21, and no more than 60 at the end of the tenure
Salary
KD 100 a month, minimum
Monthly obligations
Up to 40% of net salary for employees, 30% for pensioners
Documents
Civil ID, a passport copy for expatriates, a salary certificate, and an authorised signatory letter for private sector staff
Account
You must be a registered premium user with EasyBuy

Gait does not accept a down payment or a partial payment on an EasyBuy plan.

Financing

Twelve or twenty-four month financing, arranged with KFH at The Avenues.

How it works

Tenure
12 or 24 months
Minimum financed
KD 400
Cost
A percentage added to the purchase value, lower on larger purchases - see the table

What you need

Documents
Civil ID and a salary certificate
Form
A form to complete and submit to KFH at The Avenues

What the financing costs

Purchase valueOver 12 monthsOver 24 months
KD 400 to KD 1,000Value + 10%Value + 20%
Above KD 1,000Value + 3.3%Value + 6.6%

Gulf EPP

Split your bill over twelve months with a Gulf Bank credit card, with no paperwork.

How it works

Tenure
12 months, fixed
Interest
None
Minimum invoice
KD 100
Maximum
None

What you need

Card
Any Gulf Bank credit card
Documents
None

Pay 40% at checkout and the rest over three months, with no interest.

How it works

Payments
Four, one a month
Interest
None
Schedule
40% at checkout, then 20% after one, two and three months
Order limit
KD 250

What you need

Card
Any debit or credit card, linked for instant approval from Tabby
Devices
Available on all accessories. On devices - iPhone, Mac, iPad, Apple Watch and AirPods - it is available when Gait Care or Gait Care+ is added to the order.

Financing in store

The NBK FlexiPay, EasyBuy, KFH and Gulf EPP plans are arranged at the counter, not online.

Visit us at The Avenues, 360 Mall, Assima, Al Kout or Shuwaikh to find out more.