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Our Financing Partners
NBK FlexiPay with Gait give you the convenience to convert your high value purchases into 12 months installments at 0% interest.
Below are the requirements & Terms & Conditions:
1. All NBK Credit Cardholders with the revolving payment option are eligible for this service, excluding NBK Classic, Gold, Titanium, Laki Titanium and Dinners Club Credit Cards
2. Customers using 100% payment card “charge cards” and Debit cards are not eligible for this service
3. NBK FlexiPay service can be availed through the NBK FlexiPay POS terminal of Gait showrooms
4. The service is offered for 12 months tenure only and the number of months cannot get adjusted
5. The minimum amount to avail the service is 150 KD per purchase
6. No maximum limit is set
7. On customer credit card, total amount of purchase is on-hold by the bank and monthly amounts will be released back as customers pay them
8. After completing the NBK FlexiPay transaction, the Customer will be notified if their conversion to 12 monthly installments is approved or rejected
9. If approved, the customer will enjoy 12 monthly installments at 0% interest rate
10. If rejected, the 100% purchase amount will be deducted on their credit card as any normal credit card purchase
11. Customers can verify their card’s eligibility by calling NBK toll-free number 1801801
12. The Customer may request early settlement of the service at any time by contacting NBK Call Canter only (Tel: 1801801)
13. NBK reserves the right to reject any request without justification and Gait will not be liable for any claim arising from rejection
14. Partial return of FlexiPay transaction may be subject to cancellation of installment plan by NBK
Eligibility, Terms & Conditions, Required Documents
1. Residents age of 21+ years with monthly income. Maximum age 60 years (60 years at end of tenure)
2. Minimum salary amount 100KD
3. Minimum invoice amount is 100KD
4. Maximum invoice amount limit is 2,000KD
5. Minimum monthly installment is 5.5KD per month
6. Applicant’s Gross Monthly Obligations (GMO) is
o 40% of net salary for employees
o 30% of net salary for pensions
7. Minimum tenure 4 months
8. Maximum tenure 18 months*
* Can reach up to 24 months if Customer liability exceeds 40% with the 18 months
9. Payment grace period is 1 week
10. Down payment or partial payment is not accepted by Gait
11. Required Documents:
o Civil ID &/or Passport copy (for expats)
o Salary Certificate
o Authorized Signatory letter for private sector.
KFH Financing Program
Financing Programs at Gait give you the convenience to convert your high value purchases into 12/24 months installments.
Below are the requirements:
- Civil ID
- Salary Certificate
- A form that needs to be filled and submitted to the KFH Bank at The Avenues.
Below are the mechanics of the Financing.
Minimum value for installment: KD 400.
12 months – Value + 10% / 12 months
24 months – Value + 20% / 24 months
Any value above KD 1000
12 months – Value + 3.3% / 12 months
24 months – Value + 6.6% / 24 months
Shopping is now a lot easier with Easy Pay.
an easy and affordable way to split your shopping bills upon paying with your Gulf Bank credit card.
Getting started is easy and enjoying the benefits is easier.
All Gulf Credit Cardholders
Minimum invoice amount is 100KWD
No Maximum limit
Fixed tenure of 12 months
Below are the requirements:
- No required documents